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Annual data and sources

CITIZENS FINANCIAL SERVICES INC (CZFS) · Nasdaq · USD · Sector unavailable · CIK 0000739421

Annual coverage: 2009-12-31–2025-12-31 (17 periods). Financial snapshot built 2026-10-09.

CZFS annual financial history

All stored annual observations, independent of the chart window. Per-share amounts in USD. Unavailable values are not zero.

See the calculation and limitations.

Annual EPS, cash flow, dividends, and fiscal-year dividend yield for CITIZENS FINANCIAL SERVICES INC
Fiscal year / endBasic EPSDiluted EPSFCF / shareDividends / shareFiscal-year dividend yieldFiling sources
2025
2025-12-31
7.627.627.341.983.41%Basic EPS (2026-03-12)
Diluted EPS (2026-03-12)
Operating cash flow (2026-03-12) · Capex (2026-03-12)
Dividend (2026-03-12)
2024
2024-12-31
5.805.796.641.933.10%Basic EPS (2026-03-12)
Diluted EPS (2026-03-12)
Operating cash flow (2026-03-12) · Capex (2026-03-12)
Dividend (2026-03-12)
2023
2023-12-31
3.983.985.341.903.16%Basic EPS (2026-03-12)
Diluted EPS (2026-03-12)
Operating cash flow (2026-03-12) · Capex (2026-03-12)
Dividend (2026-03-12)
2022
2022-12-31
7.177.177.791.862.72%Basic EPS (2025-03-06)
Diluted EPS (2025-03-06)
Operating cash flow (2025-03-06) · Capex (2025-03-06)
Dividend (2025-03-06)
2021
2021-12-31
7.247.249.341.83UnavailableBasic EPS (2024-03-07)
Diluted EPS (2024-03-07)
Operating cash flow (2024-03-07) · Capex (2024-03-07)
Dividend (2024-03-07)
2020
2020-12-31
6.466.462.801.88UnavailableBasic EPS (2023-03-09)
Diluted EPS (2023-03-09)
Operating cash flow (2023-03-09) · Capex (2023-03-09)
Dividend (2023-03-09)
2019
2019-12-31
5.425.415.911.74UnavailableBasic EPS (2022-04-29)
Diluted EPS (2022-04-29)
Operating cash flow (2022-04-29) · Capex (2022-04-29)
Dividend (2022-04-29)
2018
2018-12-31
5.045.045.861.71UnavailableBasic EPS (2021-03-11)
Diluted EPS (2021-03-11)
Operating cash flow (2021-03-11) · Capex (2021-03-11)
Dividend (2021-03-11)
2017
2017-12-31
3.673.674.371.64UnavailableBasic EPS (2020-03-12)
Diluted EPS (2020-03-12)
Operating cash flow (2020-03-12) · Capex (2020-03-12)
Dividend (2020-03-12)
2016
2016-12-31
3.573.574.401.57UnavailableBasic EPS (2019-03-07)
Diluted EPS (2019-03-07)
Operating cash flow (2019-03-07) · Capex (2019-03-07)
Dividend (2019-03-07)
2015
2015-12-31
3.603.603.731.63UnavailableBasic EPS (2018-03-08)
Diluted EPS (2018-03-08)
Operating cash flow (2018-03-08) · Capex (2018-03-08)
Dividend (2018-03-08)
2014
2014-12-31
4.364.364.842.15UnavailableBasic EPS (2017-03-09)
Diluted EPS (2017-03-09)
Operating cash flow (2017-03-09) · Capex (2017-03-09)
Dividend (2017-03-09)
2013
2013-12-31
4.384.385.721.21UnavailableBasic EPS (2016-03-10)
Diluted EPS (2016-03-10)
Operating cash flow (2014-03-06) · Capex (2016-03-10)
Dividend (2016-03-10)
2012
2012-12-31
4.614.604.661.49UnavailableBasic EPS (2015-03-12)
Diluted EPS (2015-03-12)
Operating cash flow (2014-03-06) · Capex (2015-03-12)
Dividend (2015-03-12)
2011
2011-12-31
4.164.165.001.09UnavailableBasic EPS (2014-03-06)
Diluted EPS (2014-03-06)
Operating cash flow (2014-03-06) · Capex (2014-03-06)
Dividend (2014-03-06)
2010
2010-12-31
3.903.903.901.07UnavailableBasic EPS (2013-03-07)
Diluted EPS (2013-03-07)
Operating cash flow (2013-03-07) · Capex (2013-03-07)
Dividend (2013-03-07)
2009
2009-12-31
3.37UnavailableUnavailable1.01UnavailableBasic EPS (2012-03-08)
Operating cash flow (2012-03-08) · Capex (2012-03-08)
Dividend (2012-03-08)

Annual per-share context (USD/share)

Complete annual history, independent of chart loading and range. Revenue/share is annual revenue per average diluted share. Debt/share is borrowings per year-end common share, excluding leases. Missing inputs remain unavailable. Metric definitions.

Fiscal endRevenue / shareTotal debt / shareInputs & filing sources
2025-12-31UnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy

Source unavailable
2024-12-31UnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy

Source unavailable
2023-12-31UnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy

Source unavailable
2022-12-31UnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy

Source unavailable
2021-12-31UnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy

Source unavailable
2020-12-31UnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy

Source unavailable
2019-12-31UnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy

Source unavailable
2018-12-31UnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy

Source unavailable
2017-12-31UnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy

Source unavailable
2016-12-31UnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy

Source unavailable
2015-12-31UnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy

Source unavailable
2014-12-31UnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy

Source unavailable
2013-12-31UnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy

Source unavailable
2012-12-31UnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy

Source unavailable
2011-12-31UnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy

Source unavailable
2010-12-31UnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy

Source unavailable
2009-12-31UnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy

Source unavailable

Annual returns and cash generation (%)

Complete annual history, independent of chart loading and range. FCF margin and FCF / net income use matching annual totals. ROCE uses positive exact opening and closing capital-employed bases. Inputs, scopes and unavailable reasons are disclosed below. Missing inputs remain unavailable. Metric definitions.

Fiscal endFCF margin (%)FCF / net income (%)ROCE (%)Inputs & filing sources
2025-12-31UnavailableUnavailableUnavailable
Inputs & filings

Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy

Source unavailable
2024-12-31UnavailableUnavailableUnavailable
Inputs & filings

Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy

Source unavailable
2023-12-31UnavailableUnavailableUnavailable
Inputs & filings

Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy

Source unavailable
2022-12-31UnavailableUnavailableUnavailable
Inputs & filings

Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy

Source unavailable
2021-12-31UnavailableUnavailableUnavailable
Inputs & filings

Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy

Source unavailable
2020-12-31UnavailableUnavailableUnavailable
Inputs & filings

Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy

Source unavailable
2019-12-31UnavailableUnavailableUnavailable
Inputs & filings

Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy

Source unavailable
2018-12-31UnavailableUnavailableUnavailable
Inputs & filings

Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy

Source unavailable
2017-12-31UnavailableUnavailableUnavailable
Inputs & filings

Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy

Source unavailable
2016-12-31UnavailableUnavailableUnavailable
Inputs & filings

Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy

Source unavailable
2015-12-31UnavailableUnavailableUnavailable
Inputs & filings

Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy

Source unavailable
2014-12-31UnavailableUnavailableUnavailable
Inputs & filings

Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy

Source unavailable
2013-12-31UnavailableUnavailableUnavailable
Inputs & filings

Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy

Source unavailable
2012-12-31UnavailableUnavailableUnavailable
Inputs & filings

Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy

Source unavailable
2011-12-31UnavailableUnavailableUnavailable
Inputs & filings

Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy

Source unavailable
2010-12-31UnavailableUnavailableUnavailable
Inputs & filings

Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy

Source unavailable
2009-12-31UnavailableUnavailableUnavailable
Inputs & filings

Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy

Source unavailable

Annual operating facts

Complete annual history, independent of chart loading and range. Operating margin is operating profit as a percentage of revenue; net margin is consolidated net profit as a percentage of revenue. Negative margins show losses. Missing inputs remain unavailable. Metric definitions.

Fiscal endRevenue (USD)Operating margin (%)Net margin (%)Inputs & filing sources
2025-12-31UnavailableUnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy

Source unavailable
2024-12-31UnavailableUnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy

Source unavailable
2023-12-31UnavailableUnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy

Source unavailable
2022-12-31UnavailableUnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy

Source unavailable
2021-12-31UnavailableUnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy

Source unavailable
2020-12-31UnavailableUnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy

Source unavailable
2019-12-31UnavailableUnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy

Source unavailable
2018-12-31UnavailableUnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy

Source unavailable
2017-12-31UnavailableUnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy

Source unavailable
2016-12-31UnavailableUnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy

Source unavailable
2015-12-31UnavailableUnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy

Source unavailable
2014-12-31UnavailableUnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy

Source unavailable
2013-12-31UnavailableUnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy

Source unavailable
2012-12-31UnavailableUnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy

Source unavailable
2011-12-31UnavailableUnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy

Source unavailable
2010-12-31UnavailableUnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy

Source unavailable
2009-12-31UnavailableUnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy

Source unavailable

CITIZENS FINANCIAL SERVICES INC (CZFS) P/E ratio history

The interactive P/E chart contains all 227 stored weekly price points (2022-06-10–2026-10-08); 227 have an eligible basic or diluted ratio. Annual EPS is carried forward from its fiscal end. Use the P/E range bar or any other chart range bar to change all five chart windows.

Fiscal-year-end snapshots

4 eligible fiscal-year-end observations span 2022-12-31–2025-12-31. Latest eligible diluted P/E: 7.62×; basic P/E: 7.62×, for fiscal end 2025-12-31, using the close on 2025-12-26.

Annual P/E = eligible fiscal-year-end close ÷ reported annual EPS. This is retrospective annual P/E, not TTM or forward P/E. Why we use annual data. Missing or non-positive EPS and missing eligible prices produce unavailable ratios.

Explore the P/E chart and optional reference lines · How P/E history is calculated.

Complete annual P/E history (17 fiscal periods)
Full stored fiscal-year-end P/E history, independent of the selected chart window. Ratios in ×; prices in USD.
Fiscal endPrice dateClosePrice basisBasic P/EDiluted P/EEPS filings
2025-12-312025-12-2658.10Adjusted close7.627.62Basic EPS (2026-03-12) Diluted EPS (2026-03-12)
2024-12-312024-12-2762.31Adjusted close10.7410.76Basic EPS (2026-03-12) Diluted EPS (2026-03-12)
2023-12-312023-12-2960.00Adjusted close15.0815.08Basic EPS (2026-03-12) Diluted EPS (2026-03-12)
2022-12-312022-12-3068.44Adjusted close9.559.55Basic EPS (2025-03-06) Diluted EPS (2025-03-06)
2021-12-31UnavailableUnavailableUnavailableUnavailableUnavailableBasic EPS (2024-03-07) Diluted EPS (2024-03-07)
2020-12-31UnavailableUnavailableUnavailableUnavailableUnavailableBasic EPS (2023-03-09) Diluted EPS (2023-03-09)
2019-12-31UnavailableUnavailableUnavailableUnavailableUnavailableBasic EPS (2022-04-29) Diluted EPS (2022-04-29)
2018-12-31UnavailableUnavailableUnavailableUnavailableUnavailableBasic EPS (2021-03-11) Diluted EPS (2021-03-11)
2017-12-31UnavailableUnavailableUnavailableUnavailableUnavailableBasic EPS (2020-03-12) Diluted EPS (2020-03-12)
2016-12-31UnavailableUnavailableUnavailableUnavailableUnavailableBasic EPS (2019-03-07) Diluted EPS (2019-03-07)
2015-12-31UnavailableUnavailableUnavailableUnavailableUnavailableBasic EPS (2018-03-08) Diluted EPS (2018-03-08)
2014-12-31UnavailableUnavailableUnavailableUnavailableUnavailableBasic EPS (2017-03-09) Diluted EPS (2017-03-09)
2013-12-31UnavailableUnavailableUnavailableUnavailableUnavailableBasic EPS (2016-03-10) Diluted EPS (2016-03-10)
2012-12-31UnavailableUnavailableUnavailableUnavailableUnavailableBasic EPS (2015-03-12) Diluted EPS (2015-03-12)
2011-12-31UnavailableUnavailableUnavailableUnavailableUnavailableBasic EPS (2014-03-06) Diluted EPS (2014-03-06)
2010-12-31UnavailableUnavailableUnavailableUnavailableUnavailableBasic EPS (2013-03-07) Diluted EPS (2013-03-07)
2009-12-31UnavailableUnavailableUnavailableUnavailableUnavailableBasic EPS (2012-03-08) Source unavailable

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