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Annual data and sources

FINANCIAL INSTITUTIONS INC (FISI) · Nasdaq · USD · Sector unavailable · CIK 0000862831

Annual coverage: 2009-12-31–2025-12-31 (17 periods). Financial snapshot built 2026-10-09.

FISI annual financial history

All stored annual observations, independent of the chart window. Per-share amounts in USD. Unavailable values are not zero.

See the calculation and limitations.

Annual EPS, cash flow, dividends, and fiscal-year dividend yield for FINANCIAL INSTITUTIONS INC
Fiscal year / endBasic EPSDiluted EPSFCF / shareDividends / shareFiscal-year dividend yieldFiling sources
2025
2025-12-31
3.653.610.651.243.88%Basic EPS (2026-03-09)
Diluted EPS (2026-03-09)
Operating cash flow (2026-03-09) · Capex (2026-03-09)
Dividend (2026-03-09)
2024
2024-12-31
-2.75-2.754.601.204.44%Basic EPS (2026-03-09)
Diluted EPS (2026-03-09)
Operating cash flow (2026-03-09) · Capex (2026-03-09)
Dividend (2026-03-09)
2023
2023-12-31
3.173.150.511.205.63%Basic EPS (2026-03-09)
Diluted EPS (2026-03-09)
Operating cash flow (2026-03-09) · Capex (2026-03-09)
Dividend (2026-03-09)
2022
2022-12-31
3.583.568.091.164.76%Basic EPS (2025-03-12)
Diluted EPS (2025-03-12)
Operating cash flow (2025-03-12) · Capex (2025-03-12)
Dividend (2025-03-12)
2021
2021-12-31
4.814.783.991.083.55%Basic EPS (2024-03-13)
Diluted EPS (2024-03-13)
Operating cash flow (2024-03-13) · Capex (2024-03-13)
Dividend (2024-03-13)
2020
2020-12-31
2.302.302.441.045.00%Basic EPS (2023-03-09)
Diluted EPS (2023-03-09)
Operating cash flow (2023-03-09) · Capex (2023-03-09)
Dividend (2023-03-09)
2019
2019-12-31
2.972.963.371.003.57%Basic EPS (2022-03-10)
Diluted EPS (2022-03-10)
Operating cash flow (2022-03-10) · Capex (2022-03-10)
Dividend (2022-03-10)
2018
2018-12-31
2.392.393.900.964.45%Basic EPS (2021-03-15)
Diluted EPS (2021-03-15)
Operating cash flow (2021-03-15) · Capex (2021-03-15)
Dividend (2021-03-15)
2017
2017-12-31
2.132.132.550.853.33%Basic EPS (2020-03-04)
Diluted EPS (2020-03-04)
Operating cash flow (2020-03-04) · Capex (2020-03-04)
Dividend (2020-03-04)
2016
2016-12-31
2.112.102.700.812.97%Basic EPS (2019-03-08)
Diluted EPS (2019-03-08)
Operating cash flow (2019-03-08) · Capex (2019-03-08)
Dividend (2019-03-08)
2015
2015-12-31
1.911.902.520.803.68%Basic EPS (2018-03-14)
Diluted EPS (2018-03-14)
Operating cash flow (2018-03-14) · Capex (2018-03-14)
Dividend (2018-03-14)
2014
2014-12-31
2.012.002.140.773.88%Basic EPS (2017-03-07)
Diluted EPS (2017-03-07)
Operating cash flow (2015-03-06) · Capex (2017-03-07)
Dividend (2017-03-07)
2013
2013-12-31
1.751.752.450.744.03%Basic EPS (2016-03-08)
Diluted EPS (2016-03-08)
Operating cash flow (2015-03-06) · Capex (2016-03-08)
Dividend (2016-03-08)
2012
2012-12-31
1.601.602.390.574.39%Basic EPS (2015-03-06)
Diluted EPS (2015-03-06)
Operating cash flow (2015-03-06) · Capex (2015-03-06)
Dividend (2015-03-06)
2011
2011-12-31
1.501.492.150.474.29%Basic EPS (2014-03-12)
Diluted EPS (2014-03-12)
Operating cash flow (2014-03-12) · Capex (2014-03-12)
Dividend (2014-03-12)
2010
2010-12-31
1.621.613.040.403.20%Basic EPS (2013-03-18)
Diluted EPS (2013-03-18)
Operating cash flow (2013-03-18) · Capex (2013-03-18)
Dividend (2013-03-18)
2009
2009-12-31
0.990.991,885.880.405.15%Basic EPS (2012-03-09)
Diluted EPS (2012-03-09)
Operating cash flow (2012-03-09) · Capex (2012-03-09)
Dividend (2012-03-09)

Annual per-share context (USD/share)

Complete annual history, independent of chart loading and range. Revenue/share is annual revenue per average diluted share. Debt/share is borrowings per year-end common share, excluding leases. Missing inputs remain unavailable. Metric definitions.

Fiscal endRevenue / shareTotal debt / shareInputs & filing sources
2025-12-31UnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy

Source unavailable
2024-12-31UnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy

Source unavailable
2023-12-31UnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy

Source unavailable
2022-12-31UnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy

Source unavailable
2021-12-31UnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy

Source unavailable
2020-12-31UnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy

Source unavailable
2019-12-31UnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy

Source unavailable
2018-12-31UnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy

Source unavailable
2017-12-31UnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy

Source unavailable
2016-12-31UnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy

Source unavailable
2015-12-31UnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy

Source unavailable
2014-12-31UnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy

Source unavailable
2013-12-31UnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy

Source unavailable
2012-12-31UnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy

Source unavailable
2011-12-31UnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy

Source unavailable
2010-12-31UnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy

Source unavailable
2009-12-31UnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy

Source unavailable

Annual returns and cash generation (%)

Complete annual history, independent of chart loading and range. FCF margin and FCF / net income use matching annual totals. ROCE uses positive exact opening and closing capital-employed bases. Inputs, scopes and unavailable reasons are disclosed below. Missing inputs remain unavailable. Metric definitions.

Fiscal endFCF margin (%)FCF / net income (%)ROCE (%)Inputs & filing sources
2025-12-31UnavailableUnavailableUnavailable
Inputs & filings

Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy

Source unavailable
2024-12-31UnavailableUnavailableUnavailable
Inputs & filings

Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy

Source unavailable
2023-12-31UnavailableUnavailableUnavailable
Inputs & filings

Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy

Source unavailable
2022-12-31UnavailableUnavailableUnavailable
Inputs & filings

Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy

Source unavailable
2021-12-31UnavailableUnavailableUnavailable
Inputs & filings

Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy

Source unavailable
2020-12-31UnavailableUnavailableUnavailable
Inputs & filings

Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy

Source unavailable
2019-12-31UnavailableUnavailableUnavailable
Inputs & filings

Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy

Source unavailable
2018-12-31UnavailableUnavailableUnavailable
Inputs & filings

Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy

Source unavailable
2017-12-31UnavailableUnavailableUnavailable
Inputs & filings

Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy

Source unavailable
2016-12-31UnavailableUnavailableUnavailable
Inputs & filings

Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy

Source unavailable
2015-12-31UnavailableUnavailableUnavailable
Inputs & filings

Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy

Source unavailable
2014-12-31UnavailableUnavailableUnavailable
Inputs & filings

Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy

Source unavailable
2013-12-31UnavailableUnavailableUnavailable
Inputs & filings

Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy

Source unavailable
2012-12-31UnavailableUnavailableUnavailable
Inputs & filings

Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy

Source unavailable
2011-12-31UnavailableUnavailableUnavailable
Inputs & filings

Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy

Source unavailable
2010-12-31UnavailableUnavailableUnavailable
Inputs & filings

Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy

Source unavailable
2009-12-31UnavailableUnavailableUnavailable
Inputs & filings

Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy

Source unavailable

Annual operating facts

Complete annual history, independent of chart loading and range. Operating margin is operating profit as a percentage of revenue; net margin is consolidated net profit as a percentage of revenue. Negative margins show losses. Missing inputs remain unavailable. Metric definitions.

Fiscal endRevenue (USD)Operating margin (%)Net margin (%)Inputs & filing sources
2025-12-31UnavailableUnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy

Source unavailable
2024-12-31UnavailableUnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy

Source unavailable
2023-12-31UnavailableUnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy

Source unavailable
2022-12-31UnavailableUnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy

Source unavailable
2021-12-31UnavailableUnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy

Source unavailable
2020-12-31UnavailableUnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy

Source unavailable
2019-12-31UnavailableUnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy

Source unavailable
2018-12-31UnavailableUnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy

Source unavailable
2017-12-31UnavailableUnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy

Source unavailable
2016-12-31UnavailableUnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy

Source unavailable
2015-12-31UnavailableUnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy

Source unavailable
2014-12-31UnavailableUnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy

Source unavailable
2013-12-31UnavailableUnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy

Source unavailable
2012-12-31UnavailableUnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy

Source unavailable
2011-12-31UnavailableUnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy

Source unavailable
2010-12-31UnavailableUnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy

Source unavailable
2009-12-31UnavailableUnavailableUnavailable
Inputs & filings

revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy

Source unavailable

FINANCIAL INSTITUTIONS INC (FISI) P/E ratio history

The interactive P/E chart contains all 1129 stored weekly price points (2005-02-25–2026-10-08); 824 have an eligible basic or diluted ratio. Annual EPS is carried forward from its fiscal end. Use the P/E range bar or any other chart range bar to change all five chart windows.

Fiscal-year-end snapshots

16 eligible fiscal-year-end observations span 2009-12-31–2025-12-31. Latest eligible diluted P/E: 8.86×; basic P/E: 8.76×, for fiscal end 2025-12-31, using the close on 2025-12-26.

Annual P/E = eligible fiscal-year-end close ÷ reported annual EPS. This is retrospective annual P/E, not TTM or forward P/E. Why we use annual data. Missing or non-positive EPS and missing eligible prices produce unavailable ratios.

Explore the P/E chart and optional reference lines · How P/E history is calculated.

Complete annual P/E history (17 fiscal periods)
Full stored fiscal-year-end P/E history, independent of the selected chart window. Ratios in ×; prices in USD.
Fiscal endPrice dateClosePrice basisBasic P/EDiluted P/EEPS filings
2025-12-312025-12-2631.99Adjusted close8.768.86Basic EPS (2026-03-09) Diluted EPS (2026-03-09)
2024-12-312024-12-2727.01Adjusted closeUnavailableUnavailableBasic EPS (2026-03-09) Diluted EPS (2026-03-09)
2023-12-312023-12-2921.30Adjusted close6.726.76Basic EPS (2026-03-09) Diluted EPS (2026-03-09)
2022-12-312022-12-3024.36Adjusted close6.806.84Basic EPS (2025-03-12) Diluted EPS (2025-03-12)
2021-12-312021-12-3130.45Adjusted close6.336.37Basic EPS (2024-03-13) Diluted EPS (2024-03-13)
2020-12-312020-12-3120.80Adjusted close9.049.04Basic EPS (2023-03-09) Diluted EPS (2023-03-09)
2019-12-312019-12-2727.99Adjusted close9.429.46Basic EPS (2022-03-10) Diluted EPS (2022-03-10)
2018-12-312018-12-2821.57Adjusted close9.039.03Basic EPS (2021-03-15) Diluted EPS (2021-03-15)
2017-12-312017-12-2925.53Adjusted close11.9911.99Basic EPS (2020-03-04) Diluted EPS (2020-03-04)
2016-12-312016-12-3027.31Adjusted close12.9413.01Basic EPS (2019-03-08) Diluted EPS (2019-03-08)
2015-12-312015-12-3121.74Adjusted close11.3811.44Basic EPS (2018-03-14) Diluted EPS (2018-03-14)
2014-12-312014-12-2619.82Adjusted close9.869.91Basic EPS (2017-03-07) Diluted EPS (2017-03-07)
2013-12-312013-12-2718.35Adjusted close10.4910.49Basic EPS (2016-03-08) Diluted EPS (2016-03-08)
2012-12-312012-12-2812.98Adjusted close8.118.11Basic EPS (2015-03-06) Diluted EPS (2015-03-06)
2011-12-312011-12-3010.95Adjusted close7.307.35Basic EPS (2014-03-12) Diluted EPS (2014-03-12)
2010-12-312010-12-3112.50Adjusted close7.717.76Basic EPS (2013-03-18) Diluted EPS (2013-03-18)
2009-12-312009-12-317.76Adjusted close7.847.84Basic EPS (2012-03-09) Diluted EPS (2012-03-09)

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