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Live Oak Bancshares, Inc. (LOB)

Historical prices through 2026-10-08Latest fiscal period 2025-12-31

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Formula: min(60, 15 × ((1 + CAGR / 100) / 1.10)^{years × 0.6})

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Live Oak Bancshares, Inc. (LOB) · NYSE · USD · Sector unavailable · CIK 0001462120

Annual coverage: 2013-12-31–2025-12-31 (13 periods). Financial snapshot built 2026-10-09.

LOB annual financial history

All stored annual observations, independent of the chart window. Per-share amounts in USD. Unavailable values are not zero.

See the calculation and limitations.

Annual EPS, cash flow, dividends, and fiscal-year dividend yield for Live Oak Bancshares, Inc.
Fiscal year / end	Basic EPS	Diluted EPS	FCF / share	Dividends / share	Fiscal-year dividend yield	Filing sources
2025 2025-12-31	2.25	2.23	3.12	0.12	0.34%	Basic EPS (2026-02-27) Diluted EPS (2026-02-27) Operating cash flow (2026-02-27) · Capex (2026-02-27) Dividend (2026-02-27)
2024 2024-12-31	1.72	1.69	2.35	0.12	0.30%	Basic EPS (2026-02-27) Diluted EPS (2026-02-27) Operating cash flow (2026-02-27) · Capex (2026-02-27) Dividend (2026-02-27)
2023 2023-12-31	1.67	1.64	3.06	0.12	0.26%	Basic EPS (2026-02-27) Diluted EPS (2026-02-27) Operating cash flow (2026-02-27) · Capex (2026-02-27) Dividend (2026-02-27)
2022 2022-12-31	4.02	3.92	-7.67	0.12	0.40%	Basic EPS (2025-11-17) Diluted EPS (2025-11-17) Operating cash flow (2025-11-17) · Capex (2025-11-17) Dividend (2025-11-17)
2021 2021-12-31	3.87	3.71	-2.72	0.12	0.14%	Basic EPS (2024-02-22) Diluted EPS (2024-02-22) Operating cash flow (2024-02-22) · Capex (2024-02-22) Dividend (2024-02-22)
2020 2020-12-31	1.46	1.43	-6.75	0.12	0.25%	Basic EPS (2023-02-23) Diluted EPS (2023-02-23) Operating cash flow (2023-02-23) · Capex (2023-02-23) Dividend (2023-02-23)
2019 2019-12-31	0.45	0.44	-12.66	0.12	0.64%	Basic EPS (2022-02-24) Diluted EPS (2022-02-24) Operating cash flow (2022-02-24) · Capex (2022-02-24) Dividend (2022-02-24)
2018 2018-12-31	1.28	1.24	-2.53	0.12	0.83%	Basic EPS (2021-02-25) Diluted EPS (2021-02-25) Operating cash flow (2021-02-25) · Capex (2021-02-25) Dividend (2021-02-25)
2017 2017-12-31	2.75	2.65	-10.87	0.10	0.43%	Basic EPS (2020-02-27) Diluted EPS (2020-02-27) Operating cash flow (2020-02-27) · Capex (2020-02-27) Dividend (2020-02-27)
2016 2016-12-31	0.40	0.39	-6.64	0.07	0.39%	Basic EPS (2019-02-27) Diluted EPS (2019-02-27) Operating cash flow (2019-02-27) · Capex (2019-02-27) Dividend (2019-02-27)
2015 2015-12-31	0.66	0.65	-11.42	Unavailable	Unavailable	Basic EPS (2018-03-08) Diluted EPS (2018-03-08) Operating cash flow (2018-03-08) · Capex (2018-03-08)
2014 2014-12-31	0.42	0.41	-11.29	Unavailable	Unavailable	Basic EPS (2017-03-09) Diluted EPS (2017-03-09) Operating cash flow (2017-03-09) · Capex (2017-03-09)
2013 2013-12-31	1.38	1.37	-2.54	Unavailable	Unavailable	Basic EPS (2016-03-14) Diluted EPS (2016-03-14) Operating cash flow (2016-03-14) · Capex (2016-03-14)

Annual per-share context (USD/share)

Complete annual history, independent of chart loading and range. Revenue/share is annual revenue per average diluted share. Debt/share is borrowings per year-end common share, excluding leases. Missing inputs remain unavailable. Metric definitions.

Fiscal end	Revenue / share	Total debt / share	Inputs & filing sources
2025-12-31	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy Source unavailable
2024-12-31	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy Source unavailable
2023-12-31	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy Source unavailable
2022-12-31	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy Source unavailable
2021-12-31	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy Source unavailable
2020-12-31	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy Source unavailable
2019-12-31	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy Source unavailable
2018-12-31	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy Source unavailable
2017-12-31	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy Source unavailable
2016-12-31	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy Source unavailable
2015-12-31	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy Source unavailable
2014-12-31	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy Source unavailable
2013-12-31	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy Source unavailable

Annual returns and cash generation (%)

Complete annual history, independent of chart loading and range. FCF margin and FCF / net income use matching annual totals. ROCE uses positive exact opening and closing capital-employed bases. Inputs, scopes and unavailable reasons are disclosed below. Missing inputs remain unavailable. Metric definitions.

Fiscal end	FCF margin (%)	FCF / net income (%)	ROCE (%)	Inputs & filing sources
2025-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy Source unavailable
2024-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy Source unavailable
2023-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy Source unavailable
2022-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy Source unavailable
2021-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy Source unavailable
2020-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy Source unavailable
2019-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy Source unavailable
2018-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy Source unavailable
2017-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy Source unavailable
2016-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy Source unavailable
2015-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy Source unavailable
2014-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy Source unavailable
2013-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy Source unavailable

Annual operating facts

Complete annual history, independent of chart loading and range. Operating margin is operating profit as a percentage of revenue; net margin is consolidated net profit as a percentage of revenue. Negative margins show losses. Missing inputs remain unavailable. Metric definitions.

Fiscal end	Revenue (USD)	Operating margin (%)	Net margin (%)	Inputs & filing sources
2025-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy Source unavailable
2024-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy Source unavailable
2023-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy Source unavailable
2022-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy Source unavailable
2021-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy Source unavailable
2020-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy Source unavailable
2019-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy Source unavailable
2018-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy Source unavailable
2017-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy Source unavailable
2016-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy Source unavailable
2015-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy Source unavailable
2014-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy Source unavailable
2013-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy Source unavailable

Live Oak Bancshares, Inc. (LOB) P/E ratio history

The interactive P/E chart contains all 586 stored weekly price points (2015-07-24–2026-10-08); 586 have an eligible basic or diluted ratio. Annual EPS is carried forward from its fiscal end. Use the P/E range bar or any other chart range bar to change all five chart windows.

Fiscal-year-end snapshots

11 eligible fiscal-year-end observations span 2015-12-31–2025-12-31. Latest eligible diluted P/E: 15.79×; basic P/E: 15.65×, for fiscal end 2025-12-31, using the close on 2025-12-26.

Annual P/E = eligible fiscal-year-end close ÷ reported annual EPS. This is retrospective annual P/E, not TTM or forward P/E. Why we use annual data. Missing or non-positive EPS and missing eligible prices produce unavailable ratios.

Explore the P/E chart and optional reference lines · How P/E history is calculated.

Complete annual P/E history (13 fiscal periods)

Full stored fiscal-year-end P/E history, independent of the selected chart window. Ratios in ×; prices in USD.
Fiscal end	Price date	Close	Price basis	Basic P/E	Diluted P/E	EPS filings
2025-12-31	2025-12-26	35.21	Adjusted close	15.65	15.79	Basic EPS (2026-02-27) Diluted EPS (2026-02-27)
2024-12-31	2024-12-27	39.44	Adjusted close	22.93	23.34	Basic EPS (2026-02-27) Diluted EPS (2026-02-27)
2023-12-31	2023-12-29	45.50	Adjusted close	27.25	27.74	Basic EPS (2026-02-27) Diluted EPS (2026-02-27)
2022-12-31	2022-12-30	30.20	Adjusted close	7.51	7.70	Basic EPS (2025-11-17) Diluted EPS (2025-11-17)
2021-12-31	2021-12-31	87.03	Adjusted close	22.49	23.46	Basic EPS (2024-02-22) Diluted EPS (2024-02-22)
2020-12-31	2020-12-31	47.23	Adjusted close	32.35	33.03	Basic EPS (2023-02-23) Diluted EPS (2023-02-23)
2019-12-31	2019-12-27	18.84	Adjusted close	41.87	42.82	Basic EPS (2022-02-24) Diluted EPS (2022-02-24)
2018-12-31	2018-12-28	14.53	Adjusted close	11.35	11.72	Basic EPS (2021-02-25) Diluted EPS (2021-02-25)
2017-12-31	2017-12-29	23.32	Adjusted close	8.48	8.80	Basic EPS (2020-02-27) Diluted EPS (2020-02-27)
2016-12-31	2016-12-30	18.01	Adjusted close	45.02	46.17	Basic EPS (2019-02-27) Diluted EPS (2019-02-27)
2015-12-31	2015-12-31	13.76	Adjusted close	20.85	21.17	Basic EPS (2018-03-08) Diluted EPS (2018-03-08)
2014-12-31	Unavailable	Unavailable	Unavailable	Unavailable	Unavailable	Basic EPS (2017-03-09) Diluted EPS (2017-03-09)
2013-12-31	Unavailable	Unavailable	Unavailable	Unavailable	Unavailable	Basic EPS (2016-03-14) Diluted EPS (2016-03-14)

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