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SoFi Technologies, Inc. (SOFI)
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| Price date | EPS fiscal end | Basic P/E (×) | Diluted P/E (×) | P/S (×) | P/FCF (×) |
|---|
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SoFi Technologies, Inc. (SOFI) · Nasdaq · USD · Sector unavailable · CIK 0001818874
Annual coverage: 2019-12-31–2025-12-31 (7 periods). Financial snapshot built 2026-10-09.
SOFI annual financial history
All stored annual observations, independent of the chart window. Per-share amounts in USD. Unavailable values are not zero.
See the calculation and limitations.
Annual per-share context (USD/share)
Complete annual history, independent of chart loading and range. Revenue/share is annual revenue per average diluted share. Debt/share is borrowings per year-end common share, excluding leases. Missing inputs remain unavailable. Metric definitions.
| Fiscal end | Revenue / share | Total debt / share | Inputs & filing sources |
|---|---|---|---|
| 2025-12-31 | 0.49 | 1.43 | Inputs & filingsrevenue: 619353000; averageDilutedShares: 1251767000; totalDebt: 1815162000; periodEndShares: 1270568878 revenue (2026-02-17)averageDilutedShares (2026-02-17) totalDebt component 1 (2026-02-17) periodEndShares (2026-02-17) |
| 2024-12-31 | 0.46 | 2.82 | Inputs & filingsrevenue: 503123000; averageDilutedShares: 1101390000; totalDebt: 3092692000; periodEndShares: 1095357781 revenue (2026-02-17)averageDilutedShares (2026-02-17) totalDebt component 1 (2026-02-17) periodEndShares (2026-02-17) |
| 2023-12-31 | 0.45 | 5.36 | Inputs & filingsrevenue: 421454000; averageDilutedShares: 945024000; totalDebt: 5233416000; periodEndShares: 975861793 revenue (2026-02-17)averageDilutedShares (2026-02-17) totalDebt component 1 (2025-02-24) periodEndShares (2025-02-24) |
| 2022-12-31 | 0.42 | 5.87 | Inputs & filingsrevenue: 377096000; averageDilutedShares: 900886000; totalDebt: 5485882000; periodEndShares: 933896120 revenue (2025-02-24)averageDilutedShares (2025-02-24) totalDebt component 1 (2024-02-27) periodEndShares (2024-02-27) |
| 2021-12-31 | 0.47 | 4.77 | Inputs & filingsrevenue: 247718000; averageDilutedShares: 526730261; totalDebt: 3947983000; periodEndShares: 828154462 revenue (2024-02-27)averageDilutedShares (2024-02-27) totalDebt component 1 (2023-03-01) periodEndShares (2023-03-01) |
| 2020-12-31 | 1.40 | 41.70 | Inputs & filingsrevenue: 103331000; averageDilutedShares: 73851108; totalDebt: 4798925000; periodEndShares: 115084358 revenue (2023-03-01)averageDilutedShares (2023-03-01) totalDebt component 1 (2022-03-01) periodEndShares (2022-03-01) |
| 2019-12-31 | 0.07 | Unavailable | Inputs & filingsrevenue: 4520000; averageDilutedShares: 65619361; totalDebt: No supported complete debt aggregate or non-overlapping borrowing components; leases excluded; periodEndShares: No positive common shares on the exact fiscal-end date revenue (2022-03-01)averageDilutedShares (2022-03-01) |
Annual returns and cash generation (%)
Complete annual history, independent of chart loading and range. FCF margin and FCF / net income use matching annual totals. ROCE uses positive exact opening and closing capital-employed bases. Inputs, scopes and unavailable reasons are disclosed below. Missing inputs remain unavailable. Metric definitions.
| Fiscal end | FCF margin (%) | FCF / net income (%) | ROCE (%) | Inputs & filing sources |
|---|---|---|---|---|
| 2025-12-31 | -643.40 | -827.91 | Unavailable | Inputs & filingsCalculation inputs: {"original":{"fcfTotal":{"value":-3984902000,"capex":{"accession":"0001818874-26-000013","end":"2025-12-31","filed":"2026-02-17","form":"10-K","start":"2025-01-01","tag":"PaymentsToAcquireProductiveAssets","unit":"USD"},"ocf":{"accession":"0001818874-26-000013","end":"2025-12-31","filed":"2026-02-17","form":"10-K","start":"2025-01-01","tag":"NetCashProvidedByUsedInOperatingActivities","unit":"USD"}},"revenue":{"value":619353000,"tag":"RevenueFromContractWithCustomerExcludingAssessedTax","unit":"USD","start":"2025-01-01","end":"2025-12-31","filed":"2026-02-17","accession":"0001818874-26-000013","form":"10-K"},"netIncome":{"value":481320000,"tag":"NetIncomeLoss","unit":"USD","start":"2025-01-01","end":"2025-12-31","filed":"2026-02-17","accession":"0001818874-26-000013","form":"10-K"},"operatingIncome":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"openingAssets":{"value":36250951000,"tag":"Assets","unit":"USD","start":null,"end":"2024-12-31","filed":"2026-02-17","accession":"0001818874-26-000013","form":"10-K"},"openingCurrentLiabilities":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"openingCapitalEmployed":{"value":null,"inputNames":["openingAssets","openingCurrentLiabilities"],"reason":"Exact assets/current-liabilities balance missing, conflicting or from different filings at 2024-12-31"},"openingParentEquity":{"value":6525134000,"tag":"StockholdersEquity","unit":"USD","start":null,"end":"2024-12-31","filed":"2026-02-17","accession":"0001818874-26-000013","form":"10-K"},"openingTotalEquity":{"value":6525134000,"inputNames":["openingParentEquity","openingAssets","openingLiabilities"]},"openingNoncontrollingEquity":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"openingLiabilities":{"value":29725817000,"tag":"Liabilities","unit":"USD","start":null,"end":"2024-12-31","filed":"2026-02-17","accession":"0001818874-26-000013","form":"10-K"},"openingCash":{"value":2538293000,"tag":"CashAndCashEquivalentsAtCarryingValue","unit":"USD","start":null,"end":"2024-12-31","filed":"2026-02-17","accession":"0001818874-26-000013","form":"10-K"},"openingBorrowings":{"value":3092692000,"components":[{"tag":"DebtLongtermAndShorttermCombinedAmount","unit":"USD","start":null,"end":"2024-12-31","filed":"2026-02-17","accession":"0001818874-26-000013","form":"10-K"}],"leasePolicy":"excludes_all_leases"},"openingInvestedCapital":{"value":7079533000,"inputNames":["openingBorrowings","openingTotalEquity","openingCash"]},"openingPreferredEquity":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"openingPreferredShares":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"openingCommonEquity":{"value":null,"inputNames":["openingParentEquity","openingPreferredShares"],"reason":"Common equity scope requires explicit preferred carrying value or zero preferred shares; absence is not zero"},"closingAssets":{"value":50660478000,"tag":"Assets","unit":"USD","start":null,"end":"2025-12-31","filed":"2026-02-17","accession":"0001818874-26-000013","form":"10-K"},"closingCurrentLiabilities":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"closingCapitalEmployed":{"value":null,"inputNames":["closingAssets","closingCurrentLiabilities"],"reason":"Exact assets/current-liabilities balance missing, conflicting or from different filings at 2025-12-31"},"closingParentEquity":{"value":10489495000,"tag":"StockholdersEquity","unit":"USD","start":null,"end":"2025-12-31","filed":"2026-02-17","accession":"0001818874-26-000013","form":"10-K"},"closingTotalEquity":{"value":10489495000,"inputNames":["closingParentEquity","closingAssets","closingLiabilities"]},"closingNoncontrollingEquity":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"closingLiabilities":{"value":40170983000,"tag":"Liabilities","unit":"USD","start":null,"end":"2025-12-31","filed":"2026-02-17","accession":"0001818874-26-000013","form":"10-K"},"closingCash":{"value":4929452000,"tag":"CashAndCashEquivalentsAtCarryingValue","unit":"USD","start":null,"end":"2025-12-31","filed":"2026-02-17","accession":"0001818874-26-000013","form":"10-K"},"closingBorrowings":{"value":1815162000,"components":[{"tag":"DebtLongtermAndShorttermCombinedAmount","unit":"USD","start":null,"end":"2025-12-31","filed":"2026-02-17","accession":"0001818874-26-000013","form":"10-K"}],"leasePolicy":"excludes_all_leases"},"closingInvestedCapital":{"value":7375205000,"inputNames":["closingBorrowings","closingTotalEquity","closingCash"]},"closingPreferredEquity":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"closingPreferredShares":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"closingCommonEquity":{"value":null,"inputNames":["closingParentEquity","closingPreferredShares"],"reason":"Common equity scope requires explicit preferred carrying value or zero preferred shares; absence is not zero"},"commonNetIncome":{"value":481320000,"tag":"NetIncomeLossAvailableToCommonStockholdersBasic","unit":"USD","start":"2025-01-01","end":"2025-12-31","filed":"2026-02-17","accession":"0001818874-26-000013","form":"10-K"},"incomeTaxExpense":{"value":44537000,"tag":"IncomeTaxExpenseBenefit","unit":"USD","start":"2025-01-01","end":"2025-12-31","filed":"2026-02-17","accession":"0001818874-26-000013","form":"10-K"},"pretaxIncome":{"value":525857000,"tag":"IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest","unit":"USD","start":"2025-01-01","end":"2025-12-31","filed":"2026-02-17","accession":"0001818874-26-000013","form":"10-K"},"effectiveTaxRate":{"value":null,"inputNames":["incomeTaxExpense","pretaxIncome"],"reason":"Tax/pretax/operating/net-income inputs do not share a filing"},"nopat":{"value":null,"inputNames":["operatingIncome","effectiveTaxRate"],"reason":"Tax/pretax/operating/net-income inputs do not share a filing"},"averageInvestedCapital":{"value":7227369000,"inputNames":["openingInvestedCapital","closingInvestedCapital"]},"averageCapitalEmployed":{"value":null,"inputNames":["openingCapitalEmployed","closingCapitalEmployed"]},"averageCommonEquity":{"value":null,"inputNames":["openingCommonEquity","closingCommonEquity"]}},"recovered":{}}; fcfMargin: -643.3975455031299; cashConversion: -827.9111609739882; roce: matching numerator and positive exact opening/closing CapitalEmployed required; ambiguous scopes remain unavailable; unavailable: operatingIncome, openingCapitalEmployed, closingCapitalEmployed; Missing or conflicting matching SEC fact; Exact assets/current-liabilities balance missing, conflicting or from different filings at 2024-12-31; Exact assets/current-liabilities balance missing, conflicting or from different filings at 2025-12-31 fcfMargin component 1 (2026-02-17) · fcfMargin component 2 (2026-02-17) · fcfMargin component 3 (2026-02-17)cashConversion component 1 (2026-02-17) · cashConversion component 2 (2026-02-17) · cashConversion component 3 (2026-02-17) roce component 1 (2026-02-17) · roce component 2 (2026-02-17) |
| 2024-12-31 | -253.23 | -255.50 | Unavailable | Inputs & filingsCalculation inputs: {"original":{"fcfTotal":{"value":-1274072000,"capex":{"accession":"0001818874-26-000013","end":"2024-12-31","filed":"2026-02-17","form":"10-K","start":"2024-01-01","tag":"PaymentsToAcquireProductiveAssets","unit":"USD"},"ocf":{"accession":"0001818874-26-000013","end":"2024-12-31","filed":"2026-02-17","form":"10-K","start":"2024-01-01","tag":"NetCashProvidedByUsedInOperatingActivities","unit":"USD"}},"revenue":{"value":503123000,"tag":"RevenueFromContractWithCustomerExcludingAssessedTax","unit":"USD","start":"2024-01-01","end":"2024-12-31","filed":"2026-02-17","accession":"0001818874-26-000013","form":"10-K"},"netIncome":{"value":498665000,"tag":"NetIncomeLoss","unit":"USD","start":"2024-01-01","end":"2024-12-31","filed":"2026-02-17","accession":"0001818874-26-000013","form":"10-K"},"operatingIncome":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"openingAssets":{"value":30074858000,"tag":"Assets","unit":"USD","start":null,"end":"2023-12-31","filed":"2025-02-24","accession":"0001818874-25-000016","form":"10-K"},"openingCurrentLiabilities":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"openingCapitalEmployed":{"value":null,"inputNames":["openingAssets","openingCurrentLiabilities"],"reason":"Exact assets/current-liabilities balance missing, conflicting or from different filings at 2023-12-31"},"openingParentEquity":{"value":5234612000,"tag":"StockholdersEquity","unit":"USD","start":null,"end":"2023-12-31","filed":"2026-02-17","accession":"0001818874-26-000013","form":"10-K"},"openingTotalEquity":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"openingNoncontrollingEquity":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"openingLiabilities":{"value":24519872000,"tag":"Liabilities","unit":"USD","start":null,"end":"2023-12-31","filed":"2025-02-24","accession":"0001818874-25-000016","form":"10-K"},"openingCash":{"value":3085020000,"tag":"CashAndCashEquivalentsAtCarryingValue","unit":"USD","start":null,"end":"2023-12-31","filed":"2026-02-17","accession":"0001818874-26-000013","form":"10-K"},"openingBorrowings":{"value":5233416000,"components":[{"tag":"DebtLongtermAndShorttermCombinedAmount","unit":"USD","start":null,"end":"2023-12-31","filed":"2025-02-24","accession":"0001818874-25-000016","form":"10-K"}],"leasePolicy":"excludes_all_leases"},"openingInvestedCapital":{"value":null,"inputNames":["openingBorrowings","openingTotalEquity","openingCash"],"reason":"Exact complete borrowings, consolidated equity and cash missing, ambiguous or from different filings at 2023-12-31"},"openingPreferredEquity":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"openingPreferredShares":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"openingCommonEquity":{"value":null,"inputNames":["openingParentEquity","openingPreferredShares"],"reason":"Common equity scope requires explicit preferred carrying value or zero preferred shares; absence is not zero"},"closingAssets":{"value":36250951000,"tag":"Assets","unit":"USD","start":null,"end":"2024-12-31","filed":"2026-02-17","accession":"0001818874-26-000013","form":"10-K"},"closingCurrentLiabilities":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"closingCapitalEmployed":{"value":null,"inputNames":["closingAssets","closingCurrentLiabilities"],"reason":"Exact assets/current-liabilities balance missing, conflicting or from different filings at 2024-12-31"},"closingParentEquity":{"value":6525134000,"tag":"StockholdersEquity","unit":"USD","start":null,"end":"2024-12-31","filed":"2026-02-17","accession":"0001818874-26-000013","form":"10-K"},"closingTotalEquity":{"value":6525134000,"inputNames":["closingParentEquity","closingAssets","closingLiabilities"]},"closingNoncontrollingEquity":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"closingLiabilities":{"value":29725817000,"tag":"Liabilities","unit":"USD","start":null,"end":"2024-12-31","filed":"2026-02-17","accession":"0001818874-26-000013","form":"10-K"},"closingCash":{"value":2538293000,"tag":"CashAndCashEquivalentsAtCarryingValue","unit":"USD","start":null,"end":"2024-12-31","filed":"2026-02-17","accession":"0001818874-26-000013","form":"10-K"},"closingBorrowings":{"value":3092692000,"components":[{"tag":"DebtLongtermAndShorttermCombinedAmount","unit":"USD","start":null,"end":"2024-12-31","filed":"2026-02-17","accession":"0001818874-26-000013","form":"10-K"}],"leasePolicy":"excludes_all_leases"},"closingInvestedCapital":{"value":7079533000,"inputNames":["closingBorrowings","closingTotalEquity","closingCash"]},"closingPreferredEquity":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"closingPreferredShares":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"closingCommonEquity":{"value":null,"inputNames":["closingParentEquity","closingPreferredShares"],"reason":"Common equity scope requires explicit preferred carrying value or zero preferred shares; absence is not zero"},"commonNetIncome":{"value":479136000,"tag":"NetIncomeLossAvailableToCommonStockholdersBasic","unit":"USD","start":"2024-01-01","end":"2024-12-31","filed":"2026-02-17","accession":"0001818874-26-000013","form":"10-K"},"incomeTaxExpense":{"value":-265320000,"tag":"IncomeTaxExpenseBenefit","unit":"USD","start":"2024-01-01","end":"2024-12-31","filed":"2026-02-17","accession":"0001818874-26-000013","form":"10-K"},"pretaxIncome":{"value":233345000,"tag":"IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest","unit":"USD","start":"2024-01-01","end":"2024-12-31","filed":"2026-02-17","accession":"0001818874-26-000013","form":"10-K"},"effectiveTaxRate":{"value":null,"inputNames":["incomeTaxExpense","pretaxIncome"],"reason":"Tax/pretax/operating/net-income inputs do not share a filing"},"nopat":{"value":null,"inputNames":["operatingIncome","effectiveTaxRate"],"reason":"Tax/pretax/operating/net-income inputs do not share a filing"},"averageInvestedCapital":{"value":null,"inputNames":["openingInvestedCapital","closingInvestedCapital"]},"averageCapitalEmployed":{"value":null,"inputNames":["openingCapitalEmployed","closingCapitalEmployed"]},"averageCommonEquity":{"value":null,"inputNames":["openingCommonEquity","closingCommonEquity"]}},"recovered":{}}; fcfMargin: -253.2327085026922; cashConversion: -255.49657585753965; roce: matching numerator and positive exact opening/closing CapitalEmployed required; ambiguous scopes remain unavailable; unavailable: operatingIncome, openingCapitalEmployed, closingCapitalEmployed; Missing or conflicting matching SEC fact; Exact assets/current-liabilities balance missing, conflicting or from different filings at 2023-12-31; Exact assets/current-liabilities balance missing, conflicting or from different filings at 2024-12-31 fcfMargin component 1 (2026-02-17) · fcfMargin component 2 (2026-02-17) · fcfMargin component 3 (2026-02-17)cashConversion component 1 (2026-02-17) · cashConversion component 2 (2026-02-17) · cashConversion component 3 (2026-02-17) roce component 1 (2025-02-24) · roce component 2 (2026-02-17) |
| 2023-12-31 | -1,741.25 | Unavailable | Unavailable | Inputs & filingsCalculation inputs: {"original":{"fcfTotal":{"value":-7338548000,"capex":{"accession":"0001818874-26-000013","end":"2023-12-31","filed":"2026-02-17","form":"10-K","start":"2023-01-01","tag":"PaymentsToAcquireProductiveAssets","unit":"USD"},"ocf":{"accession":"0001818874-26-000013","end":"2023-12-31","filed":"2026-02-17","form":"10-K","start":"2023-01-01","tag":"NetCashProvidedByUsedInOperatingActivities","unit":"USD"}},"revenue":{"value":421454000,"tag":"RevenueFromContractWithCustomerExcludingAssessedTax","unit":"USD","start":"2023-01-01","end":"2023-12-31","filed":"2026-02-17","accession":"0001818874-26-000013","form":"10-K"},"netIncome":{"value":-300742000,"tag":"NetIncomeLoss","unit":"USD","start":"2023-01-01","end":"2023-12-31","filed":"2026-02-17","accession":"0001818874-26-000013","form":"10-K"},"operatingIncome":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"openingAssets":{"value":19007675000,"tag":"Assets","unit":"USD","start":null,"end":"2022-12-31","filed":"2024-02-27","accession":"0001818874-24-000026","form":"10-K"},"openingCurrentLiabilities":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"openingCapitalEmployed":{"value":null,"inputNames":["openingAssets","openingCurrentLiabilities"],"reason":"Exact assets/current-liabilities balance missing, conflicting or from different filings at 2022-12-31"},"openingParentEquity":{"value":5208102000,"tag":"StockholdersEquity","unit":"USD","start":null,"end":"2022-12-31","filed":"2026-02-17","accession":"0001818874-26-000013","form":"10-K"},"openingTotalEquity":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"openingNoncontrollingEquity":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"openingLiabilities":{"value":13479199000,"tag":"Liabilities","unit":"USD","start":null,"end":"2022-12-31","filed":"2024-02-27","accession":"0001818874-24-000026","form":"10-K"},"openingCash":{"value":1421907000,"tag":"CashAndCashEquivalentsAtCarryingValue","unit":"USD","start":null,"end":"2022-12-31","filed":"2025-02-24","accession":"0001818874-25-000016","form":"10-K"},"openingBorrowings":{"value":5485882000,"components":[{"tag":"DebtLongtermAndShorttermCombinedAmount","unit":"USD","start":null,"end":"2022-12-31","filed":"2024-02-27","accession":"0001818874-24-000026","form":"10-K"}],"leasePolicy":"excludes_all_leases"},"openingInvestedCapital":{"value":null,"inputNames":["openingBorrowings","openingTotalEquity","openingCash"],"reason":"Exact complete borrowings, consolidated equity and cash missing, ambiguous or from different filings at 2022-12-31"},"openingPreferredEquity":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"openingPreferredShares":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"openingCommonEquity":{"value":null,"inputNames":["openingParentEquity","openingPreferredShares"],"reason":"Common equity scope requires explicit preferred carrying value or zero preferred shares; 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fcfMargin: -1741.2453079102345; cashConversion: Positive net income required; zero or negative denominator is unavailable; roce: matching numerator and positive exact opening/closing CapitalEmployed required; ambiguous scopes remain unavailable; unavailable: operatingIncome, openingCapitalEmployed, closingCapitalEmployed; Missing or conflicting matching SEC fact; Exact assets/current-liabilities balance missing, conflicting or from different filings at 2022-12-31; Exact assets/current-liabilities balance missing, conflicting or from different filings at 2023-12-31 fcfMargin component 1 (2026-02-17) · fcfMargin component 2 (2026-02-17) · fcfMargin component 3 (2026-02-17)cashConversion component 1 (2026-02-17) · cashConversion component 2 (2026-02-17) · cashConversion component 3 (2026-02-17) roce component 1 (2024-02-27) · roce component 2 (2025-02-24) |
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| 2020-12-31 | -487.64 | Unavailable | Unavailable | Inputs & filingsCalculation inputs: {"original":{"fcfTotal":{"value":-503885000,"capex":{"accession":"0001818874-23-000018","end":"2020-12-31","filed":"2023-03-01","form":"10-K","start":"2020-01-01","tag":"PaymentsToAcquireProductiveAssets","unit":"USD"},"ocf":{"accession":"0001818874-23-000018","end":"2020-12-31","filed":"2023-03-01","form":"10-K","start":"2020-01-01","tag":"NetCashProvidedByUsedInOperatingActivities","unit":"USD"}},"revenue":{"value":103331000,"tag":"RevenueFromContractWithCustomerExcludingAssessedTax","unit":"USD","start":"2020-01-01","end":"2020-12-31","filed":"2023-03-01","accession":"0001818874-23-000018","form":"10-K"},"netIncome":{"value":-224053000,"tag":"NetIncomeLoss","unit":"USD","start":"2020-01-01","end":"2020-12-31","filed":"2023-03-01","accession":"0001818874-23-000018","form":"10-K"},"operatingIncome":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"openingAssets":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"openingCurrentLiabilities":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"openingCapitalEmployed":{"value":null,"inputNames":["openingAssets","openingCurrentLiabilities"],"reason":"Exact assets/current-liabilities balance missing, conflicting or from different filings at 2019-12-31"},"openingParentEquity":{"value":-339062000,"tag":"StockholdersEquity","unit":"USD","start":null,"end":"2019-12-31","filed":"2023-03-01","accession":"0001818874-23-000018","form":"10-K"},"openingTotalEquity":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"openingNoncontrollingEquity":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"openingLiabilities":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"openingCash":{"value":499486000,"tag":"CashAndCashEquivalentsAtCarryingValue","unit":"USD","start":null,"end":"2019-12-31","filed":"2022-03-01","accession":"0001818874-22-000031","form":"10-K"},"openingBorrowings":{"value":null,"reason":"No supported complete debt aggregate or non-overlapping borrowing components; 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fcfMargin: -487.6416564244999; cashConversion: Positive net income required; zero or negative denominator is unavailable; roce: matching numerator and positive exact opening/closing CapitalEmployed required; ambiguous scopes remain unavailable; unavailable: operatingIncome, openingCapitalEmployed, closingCapitalEmployed; Missing or conflicting matching SEC fact; Exact assets/current-liabilities balance missing, conflicting or from different filings at 2019-12-31; Exact assets/current-liabilities balance missing, conflicting or from different filings at 2020-12-31 fcfMargin component 1 (2023-03-01) · fcfMargin component 2 (2023-03-01) · fcfMargin component 3 (2023-03-01)cashConversion component 1 (2023-03-01) · cashConversion component 2 (2023-03-01) · cashConversion component 3 (2023-03-01) roce component 1 (2022-03-01) · roce component 2 (2021-04-22) |
| 2019-12-31 | -2,042.54 | Unavailable | Unavailable | Inputs & filingsCalculation inputs: {"original":{"fcfTotal":{"value":-92323000,"capex":{"accession":"0001818874-22-000031","end":"2019-12-31","filed":"2022-03-01","form":"10-K","start":"2019-01-01","tag":"PaymentsToAcquireProductiveAssets","unit":"USD"},"ocf":{"accession":"0001818874-22-000031","end":"2019-12-31","filed":"2022-03-01","form":"10-K","start":"2019-01-01","tag":"NetCashProvidedByUsedInOperatingActivities","unit":"USD"}},"revenue":{"value":4520000,"tag":"RevenueFromContractWithCustomerExcludingAssessedTax","unit":"USD","start":"2019-01-01","end":"2019-12-31","filed":"2022-03-01","accession":"0001818874-22-000031","form":"10-K"},"netIncome":{"value":-239697000,"tag":"NetIncomeLoss","unit":"USD","start":"2019-01-01","end":"2019-12-31","filed":"2022-03-01","accession":"0001818874-22-000031","form":"10-K"},"operatingIncome":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"openingAssets":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"openingCurrentLiabilities":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"openingCapitalEmployed":{"value":null,"inputNames":["openingAssets","openingCurrentLiabilities"],"reason":"Exact assets/current-liabilities balance missing, conflicting or from different filings at 2018-12-31"},"openingParentEquity":{"value":-68422000,"tag":"StockholdersEquity","unit":"USD","start":null,"end":"2018-12-31","filed":"2022-03-01","accession":"0001818874-22-000031","form":"10-K"},"openingTotalEquity":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"openingNoncontrollingEquity":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"openingLiabilities":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"openingCash":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"openingBorrowings":{"value":null,"reason":"No supported complete debt aggregate or non-overlapping borrowing components; leases excluded"},"openingInvestedCapital":{"value":null,"inputNames":["openingBorrowings","openingTotalEquity","openingCash"],"reason":"Exact complete borrowings, consolidated equity and cash missing, ambiguous or from different filings at 2018-12-31"},"openingPreferredEquity":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"openingPreferredShares":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"openingCommonEquity":{"value":null,"inputNames":["openingParentEquity","openingPreferredShares"],"reason":"Common equity scope requires explicit preferred carrying value or zero preferred shares; absence is not zero"},"closingAssets":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"closingCurrentLiabilities":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"closingCapitalEmployed":{"value":null,"inputNames":["closingAssets","closingCurrentLiabilities"],"reason":"Exact assets/current-liabilities balance missing, conflicting or from different filings at 2019-12-31"},"closingParentEquity":{"value":-339062000,"tag":"StockholdersEquity","unit":"USD","start":null,"end":"2019-12-31","filed":"2023-03-01","accession":"0001818874-23-000018","form":"10-K"},"closingTotalEquity":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"closingNoncontrollingEquity":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"closingLiabilities":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"closingCash":{"value":499486000,"tag":"CashAndCashEquivalentsAtCarryingValue","unit":"USD","start":null,"end":"2019-12-31","filed":"2022-03-01","accession":"0001818874-22-000031","form":"10-K"},"closingBorrowings":{"value":null,"reason":"No supported complete debt aggregate or non-overlapping borrowing components; leases excluded"},"closingInvestedCapital":{"value":null,"inputNames":["closingBorrowings","closingTotalEquity","closingCash"],"reason":"Exact complete borrowings, consolidated equity and cash missing, ambiguous or from different filings at 2019-12-31"},"closingPreferredEquity":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"closingPreferredShares":{"value":null,"reason":"Missing or conflicting matching SEC fact","conflict":false},"closingCommonEquity":{"value":null,"inputNames":["closingParentEquity","closingPreferredShares"],"reason":"Common equity scope requires explicit preferred carrying value or zero preferred shares; absence is not zero"},"commonNetIncome":{"value":-263620000,"tag":"NetIncomeLossAvailableToCommonStockholdersBasic","unit":"USD","start":"2019-01-01","end":"2019-12-31","filed":"2022-03-01","accession":"0001818874-22-000031","form":"10-K"},"incomeTaxExpense":{"value":98000,"tag":"IncomeTaxExpenseBenefit","unit":"USD","start":"2019-01-01","end":"2019-12-31","filed":"2022-03-01","accession":"0001818874-22-000031","form":"10-K"},"pretaxIncome":{"value":-239599000,"tag":"IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest","unit":"USD","start":"2019-01-01","end":"2019-12-31","filed":"2022-03-01","accession":"0001818874-22-000031","form":"10-K"},"effectiveTaxRate":{"value":null,"inputNames":["incomeTaxExpense","pretaxIncome"],"reason":"Positive pretax income required"},"nopat":{"value":null,"inputNames":["operatingIncome","effectiveTaxRate"],"reason":"Positive pretax income required"},"averageInvestedCapital":{"value":null,"inputNames":["openingInvestedCapital","closingInvestedCapital"]},"averageCapitalEmployed":{"value":null,"inputNames":["openingCapitalEmployed","closingCapitalEmployed"]},"averageCommonEquity":{"value":null,"inputNames":["openingCommonEquity","closingCommonEquity"]}},"recovered":{}}; fcfMargin: -2042.5442477876106; cashConversion: Positive net income required; zero or negative denominator is unavailable; roce: matching numerator and positive exact opening/closing CapitalEmployed required; ambiguous scopes remain unavailable; unavailable: operatingIncome, openingCapitalEmployed, closingCapitalEmployed; Missing or conflicting matching SEC fact; Exact assets/current-liabilities balance missing, conflicting or from different filings at 2018-12-31; Exact assets/current-liabilities balance missing, conflicting or from different filings at 2019-12-31 fcfMargin component 1 (2022-03-01) · fcfMargin component 2 (2022-03-01) · fcfMargin component 3 (2022-03-01)cashConversion component 1 (2022-03-01) · cashConversion component 2 (2022-03-01) · cashConversion component 3 (2022-03-01) |
Annual operating facts
Complete annual history, independent of chart loading and range. Operating margin is operating profit as a percentage of revenue; net margin is consolidated net profit as a percentage of revenue. Negative margins show losses. Missing inputs remain unavailable. Metric definitions.
| Fiscal end | Revenue (USD) | Operating margin (%) | Net margin (%) | Inputs & filing sources |
|---|---|---|---|---|
| 2025-12-31 | 619,353,000.00 | Unavailable | 77.71 | Inputs & filingsrevenue: 619353000; operatingIncome: No unambiguous matching annual USD fact; netIncome: 481320000 revenue (2026-02-17)netIncome (2026-02-17) |
| 2024-12-31 | 503,123,000.00 | Unavailable | 99.11 | Inputs & filingsrevenue: 503123000; operatingIncome: No unambiguous matching annual USD fact; netIncome: 498665000 revenue (2026-02-17)netIncome (2026-02-17) |
| 2023-12-31 | 421,454,000.00 | Unavailable | -71.36 | Inputs & filingsrevenue: 421454000; operatingIncome: No unambiguous matching annual USD fact; netIncome: -300742000 revenue (2026-02-17)netIncome (2026-02-17) |
| 2022-12-31 | 377,096,000.00 | Unavailable | -84.97 | Inputs & filingsrevenue: 377096000; operatingIncome: No unambiguous matching annual USD fact; netIncome: -320407000 revenue (2025-02-24)netIncome (2025-02-24) |
| 2021-12-31 | 247,718,000.00 | Unavailable | -195.36 | Inputs & filingsrevenue: 247718000; operatingIncome: No unambiguous matching annual USD fact; netIncome: -483937000 revenue (2024-02-27)netIncome (2024-02-27) |
| 2020-12-31 | 103,331,000.00 | Unavailable | -216.83 | Inputs & filingsrevenue: 103331000; operatingIncome: No unambiguous matching annual USD fact; netIncome: -224053000 revenue (2023-03-01)netIncome (2023-03-01) |
| 2019-12-31 | 4,520,000.00 | Unavailable | -5,303.03 | Inputs & filingsrevenue: 4520000; operatingIncome: No unambiguous matching annual USD fact; netIncome: -239697000 revenue (2022-03-01)netIncome (2022-03-01) |
SoFi Technologies, Inc. (SOFI) P/E ratio history
The interactive P/E chart contains all 306 stored weekly price points (2020-12-04–2026-10-08); 93 have an eligible basic or diluted ratio. Annual EPS is carried forward from its fiscal end. Use the P/E range bar or any other chart range bar to change all five chart windows.
Fiscal-year-end snapshots
2 eligible fiscal-year-end observations span 2024-12-31–2025-12-31. Latest eligible diluted P/E: 69.41×; basic P/E: 64.45×, for fiscal end 2025-12-31, using the close on 2025-12-26.
Annual P/E = eligible fiscal-year-end close ÷ reported annual EPS. This is retrospective annual P/E, not TTM or forward P/E. Why we use annual data. Missing or non-positive EPS and missing eligible prices produce unavailable ratios.
Explore the P/E chart and optional reference lines · How P/E history is calculated.
Complete annual P/E history (7 fiscal periods)
| Fiscal end | Price date | Close | Price basis | Basic P/E | Diluted P/E | EPS filings |
|---|---|---|---|---|---|---|
| 2025-12-31 | 2025-12-26 | 27.07 | Adjusted close | 64.45 | 69.41 | Basic EPS (2026-02-17) Diluted EPS (2026-02-17) |
| 2024-12-31 | 2024-12-27 | 15.98 | Adjusted close | 34.74 | 40.97 | Basic EPS (2026-02-17) Diluted EPS (2026-02-17) |
| 2023-12-31 | 2023-12-29 | 9.95 | Adjusted close | Unavailable | Unavailable | Basic EPS (2026-02-17) Diluted EPS (2026-02-17) |
| 2022-12-31 | 2022-12-30 | 4.61 | Adjusted close | Unavailable | Unavailable | Basic EPS (2025-02-24) Diluted EPS (2025-02-24) |
| 2021-12-31 | 2021-12-31 | 15.81 | Adjusted close | Unavailable | Unavailable | Basic EPS (2024-02-27) Diluted EPS (2024-02-27) |
| 2020-12-31 | 2020-12-31 | 12.44 | Adjusted close | Unavailable | Unavailable | Basic EPS (2023-03-01) Diluted EPS (2023-03-01) |
| 2019-12-31 | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Basic EPS (2022-03-01) Diluted EPS (2022-03-01) |
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