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SoFi Technologies, Inc. (SOFI)
Price & fundamentals
Compound Annual Growth Rate(CAGR)
Historical valuation multiples
Ratio observations in the selected window
| Price date | EPS fiscal end | Basic P/E (×) | Diluted P/E (×) | P/S (×) | P/FCF (×) |
|---|
Profit margins
Calculation inputs, filings & unavailable observations
Yield, cash conversion & capital returns
Calculation inputs, filings & unavailable observations
Price & growth-based reference
Annual change in the selected reference metric
YEAR-OVER-YEAR
Annual metric change
Change from the previous reported fiscal year
Annual data and sources
Show annual tables and sources
SoFi Technologies, Inc. (SOFI) · Nasdaq · USD · Sector unavailable · SEC ID 0001818874
Annual coverage: 2019-12-31–2025-12-31 (7 periods). Data snapshot built 2026-10-09.
Tables include every stored fiscal period, even outside the selected chart range. Missing or unsupported values are marked “Unavailable,” not zero.
Earnings and per-share history
Annual EPS, cash flow and dividends
Per-share values are in USD; dividend yield is a percent.
Dividend-yield method and limitations
Revenue and debt per share
Revenue/share is annual revenue divided by average diluted shares. Debt/share is year-end borrowings divided by common shares; leases are excluded. Per-share values are in USD. Metric definitions.
| Fiscal end | Revenue / share | Total debt / share | Calculation inputs & SEC filings |
|---|---|---|---|
| 2025-12-31 | 0.49 | 1.43 | Calculation inputs & SEC filings
Revenue (2026-02-17) · Average diluted shares (2026-02-17) · Borrowings input 1 (2026-02-17) · Year-end common shares (2026-02-17) |
| 2024-12-31 | 0.46 | 2.82 | Calculation inputs & SEC filings
Revenue (2026-02-17) · Average diluted shares (2026-02-17) · Borrowings input 1 (2026-02-17) · Year-end common shares (2026-02-17) |
| 2023-12-31 | 0.45 | 5.36 | Calculation inputs & SEC filings
Revenue (2026-02-17) · Average diluted shares (2026-02-17) · Borrowings input 1 (2025-02-24) · Year-end common shares (2025-02-24) |
| 2022-12-31 | 0.42 | 5.87 | Calculation inputs & SEC filings
Revenue (2025-02-24) · Average diluted shares (2025-02-24) · Borrowings input 1 (2024-02-27) · Year-end common shares (2024-02-27) |
| 2021-12-31 | 0.47 | 4.77 | Calculation inputs & SEC filings
Revenue (2024-02-27) · Average diluted shares (2024-02-27) · Borrowings input 1 (2023-03-01) · Year-end common shares (2023-03-01) |
| 2020-12-31 | 1.40 | 41.70 | Calculation inputs & SEC filings
Revenue (2023-03-01) · Average diluted shares (2023-03-01) · Borrowings input 1 (2022-03-01) · Year-end common shares (2022-03-01) |
| 2019-12-31 | 0.07 | Unavailable | Calculation inputs & SEC filings
|
Operating performance and returns
Revenue and profit margins
Operating margin is operating income divided by revenue; net margin is net income divided by revenue. Negative margins indicate a loss. Metric definitions.
| Fiscal end | Revenue (USD) | Operating margin (%) | Net margin (%) | Calculation inputs & SEC filings |
|---|---|---|---|---|
| 2025-12-31 | 619,353,000.00 | Unavailable | 77.71 | Calculation inputs & SEC filings
|
| 2024-12-31 | 503,123,000.00 | Unavailable | 99.11 | Calculation inputs & SEC filings
|
| 2023-12-31 | 421,454,000.00 | Unavailable | -71.36 | Calculation inputs & SEC filings
|
| 2022-12-31 | 377,096,000.00 | Unavailable | -84.97 | Calculation inputs & SEC filings
|
| 2021-12-31 | 247,718,000.00 | Unavailable | -195.36 | Calculation inputs & SEC filings
|
| 2020-12-31 | 103,331,000.00 | Unavailable | -216.83 | Calculation inputs & SEC filings
|
| 2019-12-31 | 4,520,000.00 | Unavailable | -5,303.03 | Calculation inputs & SEC filings
|
Cash generation and capital returns
FCF margin is free cash flow as a share of revenue. FCF / net income compares free cash flow with positive net income. ROCE divides operating income by average capital employed and requires positive opening and closing balances. Metric definitions.
| Fiscal end | FCF margin (%) | FCF / net income (%) | ROCE (%) | Calculation inputs & SEC filings |
|---|---|---|---|---|
| 2025-12-31 | -643.40 | -827.91 | Unavailable | Calculation inputs & SEC filings
Operating cash flow (2026-02-17) · Capital expenditure (2026-02-17) · Revenue (2026-02-17) · Operating cash flow (2026-02-17) · Capital expenditure (2026-02-17) · Net income (2026-02-17) · Total assets as of 2024-12-31 (2026-02-17) · Total assets as of 2025-12-31 (2026-02-17) |
| 2024-12-31 | -253.23 | -255.50 | Unavailable | Calculation inputs & SEC filings
Operating cash flow (2026-02-17) · Capital expenditure (2026-02-17) · Revenue (2026-02-17) · Operating cash flow (2026-02-17) · Capital expenditure (2026-02-17) · Net income (2026-02-17) · Total assets as of 2023-12-31 (2025-02-24) · Total assets as of 2024-12-31 (2026-02-17) |
| 2023-12-31 | -1,741.25 | Unavailable | Unavailable | Calculation inputs & SEC filings
Operating cash flow (2026-02-17) · Capital expenditure (2026-02-17) · Revenue (2026-02-17) · Operating cash flow (2026-02-17) · Capital expenditure (2026-02-17) · Net income (2026-02-17) · Total assets as of 2022-12-31 (2024-02-27) · Total assets as of 2023-12-31 (2025-02-24) |
| 2022-12-31 | -1,948.86 | Unavailable | Unavailable | Calculation inputs & SEC filings
Operating cash flow (2025-02-24) · Capital expenditure (2025-02-24) · Revenue (2025-02-24) · Operating cash flow (2025-02-24) · Capital expenditure (2025-02-24) · Net income (2025-02-24) · Total assets as of 2021-12-31 (2023-03-01) · Total assets as of 2022-12-31 (2024-02-27) |
| 2021-12-31 | -566.16 | Unavailable | Unavailable | Calculation inputs & SEC filings
Operating cash flow (2024-02-27) · Capital expenditure (2024-02-27) · Revenue (2024-02-27) · Operating cash flow (2024-02-27) · Capital expenditure (2024-02-27) · Net income (2024-02-27) · Total assets as of 2020-12-31 (2022-03-01) · Current liabilities as of 2020-12-31 (2021-04-22) · Total assets as of 2021-12-31 (2023-03-01) |
| 2020-12-31 | -487.64 | Unavailable | Unavailable | Calculation inputs & SEC filings
Operating cash flow (2023-03-01) · Capital expenditure (2023-03-01) · Revenue (2023-03-01) · Operating cash flow (2023-03-01) · Capital expenditure (2023-03-01) · Net income (2023-03-01) · Total assets as of 2020-12-31 (2022-03-01) · Current liabilities as of 2020-12-31 (2021-04-22) |
| 2019-12-31 | -2,042.54 | Unavailable | Unavailable | Calculation inputs & SEC filings
Operating cash flow (2022-03-01) · Capital expenditure (2022-03-01) · Revenue (2022-03-01) · Operating cash flow (2022-03-01) · Capital expenditure (2022-03-01) · Net income (2022-03-01) |
Valuation history
P/E ratio history
The P/E chart uses 306 weekly price points (2020-12-04–2026-10-08); 93 have a basic or diluted P/E ratio. Annual EPS carries forward between fiscal year-ends.
Fiscal-year-end snapshots
2 fiscal-year-end periods with an eligible ratio (2024-12-31–2025-12-31). Most recent: diluted 69.41× and basic 64.45× (fiscal end 2025-12-31; price date 2025-12-26).
Annual P/E = fiscal-year-end closing price ÷ reported annual EPS. It is a historical annual ratio, not TTM or forward P/E. Zero or negative EPS and missing eligible prices produce no ratio. Why we use annual data.
Open the interactive P/E chart · How P/E history is calculated.
Show all annual P/E values (7 fiscal years)
| Fiscal end | Price date | Close | Price basis | Basic P/E | Diluted P/E | EPS filings |
|---|---|---|---|---|---|---|
| 2025-12-31 | 2025-12-26 | 27.07 | Adjusted close | 64.45 | 69.41 | Basic EPS (2026-02-17) Diluted EPS (2026-02-17) |
| 2024-12-31 | 2024-12-27 | 15.98 | Adjusted close | 34.74 | 40.97 | Basic EPS (2026-02-17) Diluted EPS (2026-02-17) |
| 2023-12-31 | 2023-12-29 | 9.95 | Adjusted close | Unavailable | Unavailable | Basic EPS (2026-02-17) Diluted EPS (2026-02-17) |
| 2022-12-31 | 2022-12-30 | 4.61 | Adjusted close | Unavailable | Unavailable | Basic EPS (2025-02-24) Diluted EPS (2025-02-24) |
| 2021-12-31 | 2021-12-31 | 15.81 | Adjusted close | Unavailable | Unavailable | Basic EPS (2024-02-27) Diluted EPS (2024-02-27) |
| 2020-12-31 | 2020-12-31 | 12.44 | Adjusted close | Unavailable | Unavailable | Basic EPS (2023-03-01) Diluted EPS (2023-03-01) |
| 2019-12-31 | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Basic EPS (2022-03-01) Diluted EPS (2022-03-01) |
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