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Waterstone Financial, Inc. (WSBF)

Historical prices through 2026-10-08Latest fiscal period 2025-12-31

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Formula: min(60, 15 × ((1 + CAGR / 100) / 1.10)^{years × 0.6})

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Annual data and sources

Waterstone Financial, Inc. (WSBF) · Nasdaq · USD · Sector unavailable · CIK 0001569994

Annual coverage: 2011-12-31–2025-12-31 (15 periods). Financial snapshot built 2026-10-09.

WSBF annual financial history

All stored annual observations, independent of the chart window. Per-share amounts in USD. Unavailable values are not zero.

See the calculation and limitations.

Annual EPS, cash flow, dividends, and fiscal-year dividend yield for Waterstone Financial, Inc.
Fiscal year / end	Basic EPS	Diluted EPS	FCF / share	Dividends / share	Fiscal-year dividend yield	Filing sources
2025 2025-12-31	1.48	1.48	1.29	0.60	3.65%	Basic EPS (2026-02-26) Diluted EPS (2026-02-26) Operating cash flow (2026-02-26) · Capex (2026-02-26) Dividend (2026-02-26)
2024 2024-12-31	1.01	1.01	2.53	0.60	4.47%	Basic EPS (2026-02-26) Diluted EPS (2026-02-26) Operating cash flow (2026-02-26) · Capex (2026-02-26) Dividend (2026-02-26)
2023 2023-12-31	0.47	0.46	-1.40	0.70	4.93%	Basic EPS (2026-02-26) Diluted EPS (2026-02-26) Operating cash flow (2026-02-26) · Capex (2026-02-26) Dividend (2026-02-26)
2022 2022-12-31	0.89	0.89	9.36	0.80	4.64%	Basic EPS (2025-02-28) Diluted EPS (2025-02-28) Operating cash flow (2025-02-28) · Capex (2025-02-28) Dividend (2025-02-28)
2021 2021-12-31	2.98	2.96	5.90	1.80	8.80%	Basic EPS (2024-03-06) Diluted EPS (2024-03-06) Operating cash flow (2024-03-06) · Capex (2024-03-06) Dividend (2024-03-06)
2020 2020-12-31	3.32	3.30	-3.85	1.36	8.24%	Basic EPS (2023-02-28) Diluted EPS (2023-02-28) Operating cash flow (2023-02-28) · Capex (2023-02-28) Dividend (2023-02-28)
2019 2019-12-31	1.38	1.37	-1.65	0.98	6.31%	Basic EPS (2022-02-28) Diluted EPS (2022-02-28) Operating cash flow (2022-02-28) · Capex (2022-02-28) Dividend (2022-02-28)
2018 2018-12-31	1.12	1.11	1.36	0.98	7.70%	Basic EPS (2021-03-02) Diluted EPS (2021-03-02) Operating cash flow (2021-03-02) · Capex (2021-03-02) Dividend (2021-03-02)
2017 2017-12-31	0.95	0.93	3.78	0.98	7.97%	Basic EPS (2020-03-13) Diluted EPS (2020-03-13) Operating cash flow (2020-03-13) · Capex (2020-03-13) Dividend (2020-03-13)
2016 2016-12-31	0.94	0.93	-0.92	Unavailable	Unavailable	Basic EPS (2019-03-06) Diluted EPS (2019-03-06) Operating cash flow (2019-03-06) · Capex (2019-03-06)
2015 2015-12-31	0.57	0.56	-0.54	Unavailable	Unavailable	Basic EPS (2018-03-06) Diluted EPS (2018-03-06) Operating cash flow (2018-03-06) · Capex (2018-03-06)
2014 2014-12-31	0.38	0.38	-0.12	Unavailable	Unavailable	Basic EPS (2017-03-03) Diluted EPS (2017-03-03) Operating cash flow (2017-03-03) · Capex (2017-03-03)
2013 2013-12-31	0.43	0.43	1.36	Unavailable	Unavailable	Basic EPS (2016-03-04) Diluted EPS (2016-03-04) Operating cash flow (2016-03-04) · Capex (2016-03-04)
2012 2012-12-31	1.02	1.02	-0.29	Unavailable	Unavailable	Basic EPS (2015-03-06) Diluted EPS (2015-03-06) Operating cash flow (2015-03-06) · Capex (2015-03-06)
2011 2011-12-31	-0.22	-0.22	1.00	Unavailable	Unavailable	Basic EPS (2014-03-21) Diluted EPS (2014-03-21) Operating cash flow (2014-03-21) · Capex (2014-03-21)

Annual per-share context (USD/share)

Complete annual history, independent of chart loading and range. Revenue/share is annual revenue per average diluted share. Debt/share is borrowings per year-end common share, excluding leases. Missing inputs remain unavailable. Metric definitions.

Fiscal end	Revenue / share	Total debt / share	Inputs & filing sources
2025-12-31	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy Source unavailable
2024-12-31	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy Source unavailable
2023-12-31	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy Source unavailable
2022-12-31	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy Source unavailable
2021-12-31	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy Source unavailable
2020-12-31	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy Source unavailable
2019-12-31	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy Source unavailable
2018-12-31	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy Source unavailable
2017-12-31	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy Source unavailable
2016-12-31	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy Source unavailable
2015-12-31	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy Source unavailable
2014-12-31	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy Source unavailable
2013-12-31	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy Source unavailable
2012-12-31	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy Source unavailable
2011-12-31	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; averageDilutedShares: Banking or insurance accounting is outside this metric policy; totalDebt: Banking or insurance accounting is outside this metric policy; periodEndShares: Banking or insurance accounting is outside this metric policy Source unavailable

Annual returns and cash generation (%)

Complete annual history, independent of chart loading and range. FCF margin and FCF / net income use matching annual totals. ROCE uses positive exact opening and closing capital-employed bases. Inputs, scopes and unavailable reasons are disclosed below. Missing inputs remain unavailable. Metric definitions.

Fiscal end	FCF margin (%)	FCF / net income (%)	ROCE (%)	Inputs & filing sources
2025-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy Source unavailable
2024-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy Source unavailable
2023-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy Source unavailable
2022-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy Source unavailable
2021-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy Source unavailable
2020-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy Source unavailable
2019-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy Source unavailable
2018-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy Source unavailable
2017-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy Source unavailable
2016-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy Source unavailable
2015-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy Source unavailable
2014-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy Source unavailable
2013-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy Source unavailable
2012-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy Source unavailable
2011-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings Calculation inputs: {"original":{},"recovered":{}}; fcfMargin: Banking or insurance accounting is outside this metric policy; cashConversion: Banking or insurance accounting is outside this metric policy; roce: Banking or insurance accounting is outside this metric policy Source unavailable

Annual operating facts

Complete annual history, independent of chart loading and range. Operating margin is operating profit as a percentage of revenue; net margin is consolidated net profit as a percentage of revenue. Negative margins show losses. Missing inputs remain unavailable. Metric definitions.

Fiscal end	Revenue (USD)	Operating margin (%)	Net margin (%)	Inputs & filing sources
2025-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy Source unavailable
2024-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy Source unavailable
2023-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy Source unavailable
2022-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy Source unavailable
2021-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy Source unavailable
2020-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy Source unavailable
2019-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy Source unavailable
2018-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy Source unavailable
2017-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy Source unavailable
2016-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy Source unavailable
2015-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy Source unavailable
2014-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy Source unavailable
2013-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy Source unavailable
2012-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy Source unavailable
2011-12-31	Unavailable	Unavailable	Unavailable	Inputs & filings revenue: Banking or insurance accounting is outside this metric policy; operatingIncome: Banking or insurance accounting is outside this metric policy; netIncome: Banking or insurance accounting is outside this metric policy Source unavailable

Waterstone Financial, Inc. (WSBF) P/E ratio history

The interactive P/E chart contains all 1097 stored weekly price points (2005-10-07–2026-10-08); 719 have an eligible basic or diluted ratio. Annual EPS is carried forward from its fiscal end. Use the P/E range bar or any other chart range bar to change all five chart windows.

Fiscal-year-end snapshots

14 eligible fiscal-year-end observations span 2012-12-31–2025-12-31. Latest eligible diluted P/E: 11.10×; basic P/E: 11.10×, for fiscal end 2025-12-31, using the close on 2025-12-26.

Annual P/E = eligible fiscal-year-end close ÷ reported annual EPS. This is retrospective annual P/E, not TTM or forward P/E. Why we use annual data. Missing or non-positive EPS and missing eligible prices produce unavailable ratios.

Explore the P/E chart and optional reference lines · How P/E history is calculated.

Complete annual P/E history (15 fiscal periods)

Full stored fiscal-year-end P/E history, independent of the selected chart window. Ratios in ×; prices in USD.
Fiscal end	Price date	Close	Price basis	Basic P/E	Diluted P/E	EPS filings
2025-12-31	2025-12-26	16.43	Adjusted close	11.10	11.10	Basic EPS (2026-02-26) Diluted EPS (2026-02-26)
2024-12-31	2024-12-27	13.42	Adjusted close	13.29	13.29	Basic EPS (2026-02-26) Diluted EPS (2026-02-26)
2023-12-31	2023-12-29	14.20	Adjusted close	30.21	30.87	Basic EPS (2026-02-26) Diluted EPS (2026-02-26)
2022-12-31	2022-12-30	17.24	Adjusted close	19.37	19.37	Basic EPS (2025-02-28) Diluted EPS (2025-02-28)
2021-12-31	2021-12-31	20.46	Adjusted close	6.87	6.91	Basic EPS (2024-03-06) Diluted EPS (2024-03-06)
2020-12-31	2020-12-31	16.51	Adjusted close	4.97	5.00	Basic EPS (2023-02-28) Diluted EPS (2023-02-28)
2019-12-31	2019-12-27	15.52	Adjusted close	11.25	11.33	Basic EPS (2022-02-28) Diluted EPS (2022-02-28)
2018-12-31	2018-12-28	12.72	Adjusted close	11.36	11.46	Basic EPS (2021-03-02) Diluted EPS (2021-03-02)
2017-12-31	2017-12-29	12.29	Adjusted close	12.94	13.22	Basic EPS (2020-03-13) Diluted EPS (2020-03-13)
2016-12-31	2016-12-30	12.61	Adjusted close	13.41	13.56	Basic EPS (2019-03-06) Diluted EPS (2019-03-06)
2015-12-31	2015-12-31	9.48	Adjusted close	16.64	16.93	Basic EPS (2018-03-06) Diluted EPS (2018-03-06)
2014-12-31	2014-12-26	8.53	Adjusted close	22.44	22.44	Basic EPS (2017-03-03) Diluted EPS (2017-03-03)
2013-12-31	2013-12-27	6.68	Adjusted close	15.54	15.54	Basic EPS (2016-03-04) Diluted EPS (2016-03-04)
2012-12-31	2012-12-28	5.00	Adjusted close	4.90	4.90	Basic EPS (2015-03-06) Diluted EPS (2015-03-06)
2011-12-31	2011-12-30	1.13	Adjusted close	Unavailable	Unavailable	Basic EPS (2014-03-21) Diluted EPS (2014-03-21)

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